Mortgage solutions
Home financing for every stage
Four routes that cover most home-financing needs. Your advisor helps choose the right one and compares bank offers within it.
01
Ready home purchase
Financing to buy a completed villa, apartment or townhouse, whether from a developer or a current owner.
- Offers compared across several partner banks
- Options with or without salary transfer
- Property valuation and bank terms reviewed
- Follow-through until ownership transfer
A good fit for
- Families buying their first home
- Moving to a larger home
- Buying a ready property to invest
02
Off-plan property
Financing for a property under construction by an approved developer, with a plan that follows the developer’s schedule until handover.
- Developer payment plan reviewed
- Payments before and after handover explained
- Bank solutions for approved projects compared
- File followed up until handover
A good fit for
- Buying a unit in a new project
- Spreading payments over the build
- Planning ahead for the move-in date
03
Buyout and refinance
Move your current mortgage to another bank or refinance the property to reach better terms after reviewing existing commitments.
- Current mortgage and early-settlement fees reviewed
- Transfer offers compared
- Expected change in payments and costs calculated
- Process followed up between both banks
A good fit for
- A mortgage whose terms no longer suit
- Changing the term or monthly payment
- Releasing part of the property’s value
04
Home construction
Financing to build a home on land you own, with payments released in stages as construction progresses.
- Plans and estimated cost reviewed
- Stage-by-stage release explained
- Coordination between bank, contractor and consultant
- Application followed up to the first release
A good fit for
- Owners of residential land
- Building a private family villa
- Completing an existing home
All financing is subject to bank approval, the bank’s terms and UAE Central Bank regulations. Rates and fees vary between banks.
Which route fits your situation?
A short call with an advisor is enough to find the right route and the next step.